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Your net salary isn’t just your gross pay minus a few numbers. Major deductions like income tax, social security contributions, health insurance, and other mandatory fees can significantly reduce your take-home pay.

Understanding these deductions is key, not only for accurate budgeting but also for spotting opportunities to optimize your finances. Knowing what impacts your stipendio netto can help you plan savings, investments, and even negotiate better benefits at work.

Have you checked what’s reducing your net salary this month?